Category: Annuity

Life Insurance IS for Everyone

Life insurance is the only cradle to grave financial instrument. It is for pure protection, an additional savings vehicle, an emergency fund, a college planning tool, a supplemental retirement income stream or all of the above. As pure protection, life insurance obviously

Posted in Annuity, Insurance, Life Insurance, retirement

Is Your Retirement Savings Like Daylight Savings Time?

   In Daylight Savings Time you gain a phantom hour of daytime for a time only to lose it back again. Is this how your retirement savings account behaves?  Phantom gains giving way to losses which are often bigger than

Posted in Annuity, Indexed Annuity, Markets, retirement, Retirement Plans Tagged with: ,

INTEREST RATES BEG TO REFINANCE BUT SHOULD YOU?

Mortgages are cheap. According to Freddie Mac on November 23, interest rates on 15-year Fixed Rate Mortgages averaged just 3.30%. Conventional 30-year home loan rates averaged 3.98%, and ARMs averaged 2.91% for 5/1-year and 2.79% on 1-year. The yield on

Posted in Annuity, Indexed Annuity, Insurance, Life Insurance, Mortgage, Qualified Plan, Retirement Plans
effex-agency-logo-tag

Serving All of Brevard County, FL Barefoot Bay City of Cape Canaveral City of Cocoa City of Cocoa Beach City of Indian Harbour Beach City of Melbourne City of Palm Bay City of Rockledge City of Satellite Beach City of Titusville City of West Melbourne Cocoa West Eau Gallie Kennedy Space Center Melbourne Shores Merritt Island Micco Mims Patrick Air Force Base Pineda Port St. John Suntree Town of Grant-Valkaria Town of Indialantic Town of Malabar Town of Melbourne Beach Town of Melbourne Village and Viera

%d bloggers like this: