Category: financial plans

Move Over Dave Ramsey

I respect Dave Ramsey. He has done a lot of good things helping people manage the debt monster. However, like many radio and TV personalities, he has to take some controversial positions to stir the pot. His position on life

Protect Your Income

The following piece from lifehappens.org is a reminder of a little understood reality, which is a non-permanent disability is more common than most people realize. Your ability to earn a living is the beginning of any financial plan, which means

Disability Income Planning Is Crucial for Working Age Americans

It can and does happen. People become disabled for 3 or more months at all ages. Yet is overlooked as a risk when people don’t have the help of a financial professional. Think of it as protecting your paycheck. See

Life Insurance…Did You Know?

People know they must have certain insurance, auto if they have a car and homeowners or renters insurance for their home and property. Because these insurance products are mandatory, either by law or required by financing, Americans have some idea of

Life Insurance

Life insurance is one the most important components of any financial plan, yet is one the most overlooked and under purchased aspect of financial plans. Some of the “gurus” make a case that life insurance is not needed once you are past retirement

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