Category: Planning

Estate Planning and College

Many students are going off to college at this time of year. A great deal of planning goes into the first year of college.  There is usually hustle and bustle getting the necessary items, laptops, clothes, bedding, shelves and other

Posted in Health Insurance, Insurance, LegalShield, Planning

Life Insurance…Did You Know?

People know they must have certain insurance, auto if they have a car and homeowners or renters insurance for their home and property. Because these insurance products are mandatory, either by law or required by financing, Americans have some idea of

Posted in Estate Tax, financial plans, Insurance, Life Insurance, non profit, Planning, Small Business

Why It May Be Time For Life Insurance

Many people between the ages of 30 and 50 do not have a will, which can cause problems for your family when you die. Most of those problems while unnecessary can be fixed fairly quickly. Many also lack life insurance.

Posted in Insurance, Life Insurance, Planning

Starting The New Year Right

We humans like to do some things as ritual— New Year’s resolutions is a good example. Regardless of whether you make New Year’s resolutions or not most of us use this time of year to reflect on where we’ve been

Posted in 401k, 403b, 457 Plan, Estate Tax, Gift Tax, Income Tax, IRA, Planning, Qualified Plan, Retirement Plans, ROTH, Taxes


If you are older than 70½, don’t forget RMD’s. Qualified Plan owners over age 70½ must take Required Minimum Distributions (RMD) from their plans by December 31, 2012. Remember that the IRS penalty for failing to take an RMD equals

Posted in 401k, Insurance, Planning, Retirement Plans, Year End Tagged with: , , , , , ,


We’re in the fourth quarter. It’s time to review your personal finances and maybe start to look at next year. Also, consider these year-end moves. Think about adjusting or deferring your income and tax deductions. If you earn a lot

Posted in 401k, IRA, Planning, Retirement Plans, ROTH, Year End Tagged with: , , , , , , , , ,

Are You On Track…Part 2

Okay, so you’ve done your month-long intensive and discovered some problems with your monthly budget. You’ve got all this new information. Next is to determine what this information is telling you and what corrective actions may be needed. If there

Posted in Planning Tagged with: , , ,


As the saying goes luck favors the prepared man.  Among interpretations of that expression is simply the idea that success comes with planning.  Many of us make plans at the beginning of the year and rarely visit them during the

Posted in Budget, Planning Tagged with: , , , , ,

Serving All of Brevard County, FL Barefoot Bay City of Cape Canaveral City of Cocoa City of Cocoa Beach City of Indian Harbour Beach City of Melbourne City of Palm Bay City of Rockledge City of Satellite Beach City of Titusville City of West Melbourne Cocoa West Eau Gallie Kennedy Space Center Melbourne Shores Merritt Island Micco Mims Patrick Air Force Base Pineda Port St. John Suntree Town of Grant-Valkaria Town of Indialantic Town of Malabar Town of Melbourne Beach Town of Melbourne Village and Viera

%d bloggers like this: