Category: retirement

Move Over Dave Ramsey

I respect Dave Ramsey. He has done a lot of good things helping people manage the debt monster. However, like many radio and TV personalities, he has to take some controversial positions to stir the pot. His position on life

Posted in financial plans, Insurance, Life Insurance, Markets, retirement

Life Insurance IS for Everyone

Life insurance is the only cradle to grave financial instrument. It is for pure protection, an additional savings vehicle, an emergency fund, a college planning tool, a supplemental retirement income stream or all of the above. As pure protection, life insurance obviously

Posted in Annuity, Insurance, Life Insurance, retirement

Life Insurance Is For The Living

There are so many misunderstandings about life insurance. Cash value policies, which is what I promote, can help you throughout your life, while still leaving a benefit for your family. There is no other financial instrument that can do this.

Posted in Insurance, Life Insurance, retirement, Retirement Plans, Taxes

Is Your Retirement Savings Like Daylight Savings Time?

   In Daylight Savings Time you gain a phantom hour of daytime for a time only to lose it back again. Is this how your retirement savings account behaves?  Phantom gains giving way to losses which are often bigger than

Posted in Annuity, Indexed Annuity, Markets, retirement, Retirement Plans Tagged with: ,

Which Oscar Nominees’ Characters Would Benefit From Life Insurance?

Jordan Belfort, the wild Wolf of Wall Street,  played by Leonardo Dicaprio, had family and business partners depending on him.  It was entirely possible for one of his famous over the top parties to go a little too far. Who

Posted in Insurance, Life Insurance, retirement

Life Insurance

Life insurance is one the most important components of any financial plan, yet is one the most overlooked and under purchased aspect of financial plans. Some of the “gurus” make a case that life insurance is not needed once you are past retirement

Posted in financial plans, Life Insurance, retirement Tagged with: , ,
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