We are here to help you create a retirement that meets your needs. This is a simple statement, but all indications are that a significant percentage of baby boomers still don’t know what it will take to retire.
Younger generations want to retire earlier and enjoy life along the way.
If you have good earnings potential, care about your family and community, are open-minded, coach-able and take action, then we can work together.
Our clients include business owners; professionals; self-employed people; senior executives; middle-income families; and active retired people. Our clients are service oriented. They work in industries like healthcare, education, counseling, law, and social work.
Our company was founded during the financial crisis of 2007-2009. We were a me-too provider of retirement and financial planning. Then the great recession hit and people ran from the markets. It was the second major downturn in less than 10 years. People were afraid to go back into the market. Those nearing retirement stayed on the job to make up for losses in the market. And above all people were looking for safety and security in their financial lives. And our safe money strategy was born.
Life Insurance is essential to every financial plan. It is an asset class of its own and it self-completes other plans like retirement and estate planning. We help you unscramble the various types and components to find the best fit for your needs.
You work hard to provide for your family and your future. An accident or unexpected illness could impact your ability to work. Disability income insurance is the answer. Likewise, very few people can afford to self-finance assisted living or long term needs without insurance.
Annuities guarantee you cannot outlive your money. Annuities can be tax advantaged and often provide funds for needs like long term care.
Medical expenses are the fastest growing expense in the country today. Protect your assets and your health with medical insurance that fills in the gaps. For individuals, families and employees.
Small business is the heart and soul of the American economy and dream of many. While you love your business you face many challenges.
Your family is your world. They depend on you and you want to be there for them. We help you plan for the expected and the unexpected.
Our focus is on safe money advice and strategies. What we do is boring to some, but it works. We are here to help you create a retirement that meets your needs. Our approach is long term and tax beneficial.
You see, if you follow the traditional wisdom of saving for retirement by pumping everything you can into your 401k, the likely biggest beneficiary is the US Treasury Dept.
Think of it this way- You have to pay taxes, but when you pay it is your call.
Someone asked a farmer the question this way. Do you want to pay tax on the seed or the harvest? Your contributions to your retirement plan is the seed. Your withdrawals are the harvest.
Answer this question. Will taxes be higher, lower or about the same when you retire? Then answer, will they stay higher, lower or about the same?
We help you focus on placing a portion of your retirement assets on tax free and tax as you go buckets, to reduce the effect taxes have on your retirement income.
We use proven principles of safe money. We help you develop your financial goals and carry out strategies to reach them using appropriate financial products and services.
We work with you to design financial strategies using solutions that typically use a mixture of financial products.
Although we do not give tax advice, our planning looks at minimizing tax obligations over time.
Life goes on and yesterday’s plans may be inadequate today, so we schedule periodic checkups and revise plans to keep them current.
We recognize happiness and success is different for everyone. We work to help you reach your financial goals – not ours, based upon your values, with people first, money second approach. Contact us now to schedule a time to start planning for a stress-free retirement. Most of our consultations are done over the phone or using Zoom.
web@ solutionsforwealthinc.com
223 Clinton St #17
Brockton, MA 02302.
bruce.kuczinski
321-574-0440